Last Updated: January 2026

Data Protection & Privacy

Privacy Policy — kera89

Your privacy is a foundational commitment at kera89, not an afterthought. This Privacy Policy explains exactly what personal data we collect, why we collect it, how we use and protect it, and what rights you hold over your own information as a kera89 member.


How kera89 Protects Your Data

The cards below highlight the six most important aspects of our data practices. The complete legal text in the numbered clauses below governs in all cases — these summaries are provided for quick orientation only.

Minimal Data Collection

kera89 collects only the personal data that is genuinely necessary to operate your account, process transactions, verify your identity, and deliver customer support. We do not harvest data for the purpose of selling it to third-party advertisers.

SSL Encryption at Every Layer

All data transmitted between your device and the kera89 platform is protected by industry-standard SSL/TLS encryption. Sensitive fields such as payment details and identity documents are encrypted at rest using AES-256 and are never stored in plain text.

Your Data Rights Are Real

As a kera89 member, you have the right to access, correct, export, and — subject to legal retention obligations — request the deletion of your personal data at any time. These rights can be exercised by contacting our support team directly.

Controlled Third-Party Sharing

Personal data is shared with third parties only where strictly required — for payment processing via BCA, BRI, BNI, Mandiri, OVO, DANA, GoPay, and ShopeePay; for identity verification; and to comply with AML obligations. We do not share data with unaffiliated marketing companies.

Transparent Cookie Use

kera89 uses cookies and similar tracking technologies for session management, fraud detection, and platform analytics only. We do not deploy third-party behavioral advertising cookies. Cookie preferences can be managed through your browser settings at any time.

Defined Retention Periods

We retain personal data only for as long as necessary for the purpose for which it was collected, or to comply with legal and regulatory obligations. Account data is retained for a minimum of five years following account closure in accordance with standard AML record-keeping requirements.


More Resources for kera89 Members

Now that you understand how kera89 handles your data, explore our other policy and support pages to get the full picture of your rights and responsibilities as a member.